John was brought up in Paisley before moving to Glasgow to gain a bachelor’s degree and a doctorate from the University of Glasgow. He also holds a post-graduate diploma from Heriot Watt University.

John is a qualified actuary and served as President of the Institute & Faculty of Actuaries 2019-2020, the international professional body for actuaries based in London.

He has worked in insurance and pensions for the majority of his career and is currently an External Member of the Bank of England’s Prudential Regulation Committee. He is also Chairperson of the Scottish Financial Risk Academy Group, a collaborative venture between industry and academia on a range of risk topics.

John lives in Edinburgh and loves theatre and cycling.